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Home Loan / Mortgage

A Mortgage is a loan which is used by the owner or the buyer to buy a property that is issued by the bank or any financial company. It is an agreement between the buyer and the financial company to pay back in instalments (principal amount plus interest) and if defaulted, the financial company have the complete rights to sell the property to generate their funds.

Mortgage loans are the secured loans with lower interest rates which can be easily paid in flexible payment terms. A buyer can still enjoy the ownership of the property while paying the instalments.